In today’s fast-moving property market, it is particularly important that you’re as organised as possible before you start seriously looking for your next home. While it’s easy to get caught up in the house-hunting process, you’ll need to know your budget and more importantly, how much lenders will be comfortable lending you, when the time comes to put in an offer.

We’ve had some adjusting to do over the past couple of years in terms of our time commitments. Many of us have had to deal with limitations around what we were able to do when lockdowns were implemented and conversely when restrictions are lifted there is a period of adjustment as the pace of our lives picks up again.

As we navigate ongoing lockdowns due to COVID-19 across Australia, here is a guide to the latest benefits you may be entitled to from the Federal and State Governments.

Fixed term rates have never been lower in Australia but with some lenders starting to move fixed rates and further changes on the horizon, is it time to have a look around to ensure you are getting the best deal?