If your New Year goals include buying your first home, even though you’re finding it impossible to save for that ever-increasing deposit, you’re not alone. Many people ask us if they can get a home loan with zero or a very small deposit. The answer is a qualified ‘yes’. As always, it depends on your circumstances. Let’s take a look at some of the options you may have.

Investment properties can generate wealth or earn you a passive income – maybe both – but even in a booming market profit is never promised. The key to purchasing a successful investment property is to buy with your head (not your heart) and to stick to your plan. A bad buying decision made at the start of your property portfolio journey can send you down the wrong financial path.

A brand new year presents a clean slate to do things a little differently, break habits you don’t want to hang on to and change things for the better. Unfortunately our good intentions are often just that, without a strategy in place to achieve our resolutions.

Metropolitan housing markets experienced yet another quarter of bumper price growth, however the regions are giving the cities a run for their money.